O2C AI Opportunity Assessment

Module 2.2

Quantify AI opportunities in your Order-to-Cash cycle, with a focus on the working capital released by faster collections (DSO reduction).

Your team

Finance team size (O2C)

Average salary (incl. burden)

Credit risk scoring — hours/weekAutomation potential: 60%

Credit risk scoring automation %

Collections prioritisation — hours/weekAutomation potential: 70%

Collections prioritisation automation %

Payment prediction — hours/weekAutomation potential: 55%

Payment prediction automation %

Automated collections emails — hours/weekAutomation potential: 50%

Collections emails automation %

Dispute resolution — hours/weekAutomation potential: 45%

Dispute resolution automation %

Total annual revenue

Current DSO (days sales outstanding)

Target DSO

Bad debt write-offs (£/year)AI reduces this by 30% via better credit scoring

Year 1 investment (software + implementation + training + IT)Mid estimate from the spec's investment table — override with a vendor quote

£821,918

Working capital release (one-time)

£84,365

Total annual benefit

17.1 months

Payback period

A 12-day DSO improvement releases £821,918 of working capital, one-time
Ongoing annual benefit: £84,365 (time savings + interest saved + bad debt reduction)
Pays for itself in 17.1 months

Hours saved per week19 hrs/wk

FTE released0.5 FTE

Annual time-savings value£21,550

Daily revenue£68,493

Annual interest saved (@6% cost of borrowing)£49,315

Bad debt reduction£13,500